• newRetirement Planner: New pension reform issue: CalPERS' board makeup - San Jose Mercury News
  I'm thinking about mounting a campaign to become one of the board members of CalPERS, the state retirement system. I've noticed that there are three vacancies, and that makes no sense considering the challenge we face today. The "wisdom of ...
  - 8 hours ago, 26 Apr 12, 2:54pm -
• newFirst Person: I Helped My Mom Plan for Retirement in 6 Easy Steps - YAHOO!
  With my mother now nearing retirement, I've been working with and discussion her financial future with her more and more. While I do my best not to intrude too heavily into her personal affairs, my background in business, budgeting, and personal finances ...
  - 8 hours ago, 26 Apr 12, 2:18pm -
• newDump Your Company's Stock Out Of Your 401(k) - Forbes
  It’s time to end the tax deduction for a contribution of company stock to qualified retirement plans. It’s bad for employees, bad public policy, bad accounting and bad tax policy. Here’s a modest suggestion: If you hold your employer’s ...
  - 10 hours ago, 26 Apr 12, 12:52pm -
• newHouse committee approves measure upping federal employee contributions to retirement plan - Washington Post
  Over the objections of its Democratic members, a House committee on Thursday approved a bill to require federal employees as well as members of Congress to contribute more toward their federal retirement benefits. The Oversight and Government ...
  - 12 hours ago, 26 Apr 12, 10:51am -
• newScary Statistics About Retirement For Women - Yahoo Finance
  51%) and contribute to (36 % vs. 41%) a workplace retirement savings plan according to the 2012 "Retirement Confidence Survey (RCS)." One of the main obstacles for women in planning effectively for their retirement is lack of confidence.
  - 12 hours ago, 26 Apr 12, 10:22am -
• newMajority of U.S. Companies Do Not Measure Effectiveness of Retirement Plans for Employees, Wells Fargo Survey Reveals - Yahoo Finance
  Companies say they want to prepare employees for retirement, but far less than half are measuring whether employees are on track for an adequate ‘paycheck’ in retirement or taking steps to measure plan success, based on a Wells Fargo study ...
  - 15 hours ago, 26 Apr 12, 7:30am -
• newLabor Dept ramps up 401(k) plan provider exams - Reuters
  (Reuters) - Regulators are more closely examining companies that serve employers' retirement plans, a sign that there may be harsher enforcement when new fee disclosure rules take effect this summer. Over the last 12 months, the U.S. Department ...
  - 1 day ago, 25 Apr 12, 4:57pm -
• newHouse Mulls Changes To Workplace Retirement Plans - Forbes
  There’s a conversation every young saver should be paying attention to. It’s about your workplace retirement plan. Last week when an initial House Ways and Means hearing took place to discuss “tax-favored retirement accounts” and their ...
  - 2 days ago, 25 Apr 12, 10:09am -
• newRetirement Plan Leaders Gather for the Fiduciary Fiesta - YAHOO!
  401(k) Advisors Arizona (http://www.401kadvisorsarizona.com) announced today they are hosting the third annual Phoenix Fiduciary Fiesta on Wednesday, May 2, 2012. The event, part of the 2012 Retirement Plan Road Show Series, is designed for 401(k) and 403 ...
  - 2 days ago, 25 Apr 12, 10:02am -
• Retirement planning: Just tell me what to do - CBS News
  (MoneyWatch) I constantly urge people to take the necessary time to plan for retirement, and I encourage people to hang in there. While it can take many hours to do the job right, it'll be worth it in the end. In spite of my encouraging words, a ...
  - 3 days ago, 23 Apr 12, 11:08am -

cnn retirement

• newDon't let debt weigh down your retirement

  

  Not so long ago debt "was a four-letter word when spoken in the same breath as "retirement." Before waltzing into their golden years, older Americans paid off their loans, then celebrated by burning the mortgage.
  - 2 days ago, 25 Apr 12, 6:34am -
• newAre REITs a safe investment for retirement?

  

  Are REITs a safe investment for one's retirement years? -- Ray H., Florissant, Mo.
  - 2 days ago, 24 Apr 12, 12:25pm -
• 'I'm 39 with $1.2M saved, can I finally live it up?'

  

  I'm 39, self-employed and make $200,000 a year. I have no mortgage and have saved $1.2 million, 75% of which is in retirement accounts. I'd like to relax and live it up a bit, but I'm afraid that the good days might end.
  - 6 days ago, 20 Apr 12, 2:45pm -
• Best investments at ages 55-plus

  

  Welcome to the homestretch! You still need momentum, but with retirement in sight, your mix of stocks and bonds should begin to balance out.
  - 10 days ago, 17 Apr 12, 10:07am -
• Best investments at ages 45 to 54

  

  With 20-plus working years under your belt, you're beginning to close in on retirement.
  - 10 days ago, 17 Apr 12, 10:05am -
• Best investments at ages 35 to 44

  

  When it comes to putting together a retirement portfolio, you need to think like an athlete running a marathon.
  - 10 days ago, 16 Apr 12, 10:56am -
• Worried about U.S. politics? Protect your portfolio

  

  I'm worried that our incompetent politicians will screw up the current bull market and cause even worse economic damage than we've seen in Europe. So I'm thinking of getting out of U.S. stocks and going 100% into international shares. Is this a good idea? -- M.B., San Antonio, Texas
  - 20 days ago, 6 Apr 12, 1:02pm -
• Inverse funds: Risky bet isn't for long-term investors

  

  I've worked at several companies with 401(k) plans, but none of them has offered an "inverse fund," or a fund that moves in the opposite direction of the market. I think this would be a nice diversification option to have when the market is shaky. Is there a reason this option hasn't been available in any of my 401(k)s? -- Paul, New Hope, Minn.
  - 23 days ago, 4 Apr 12, 5:09am -
• Retirees: Does it make financial sense to marry?

  

  
  - 28 days ago, 30 Mar 12, 9:52am -
• Retiring at 65 with $1.5 million: Making it last

  

  I'm in my mid 60s and I'm rolling $1.5 million into an IRA. I'd like to create a portfolio of 60% stocks and 40% bonds using low-fee ETFs and mutual funds. Is this a good plan -- and which funds and ETFs would you suggest? -- Ollie F.
  - 28 days ago, 30 Mar 12, 6:31am -

yahoo retirement planning

• newMetLife exits reverse mortgage business

  

  MetLife Inc, the largest U.S. life insurer and reverse mortgage lender, made a surprise shift on Thursday with the sale its reverse mortgage business as part of its exit from banking-related activities. ...
  - 8 hours ago, 26 Apr 12, 3:15pm -
• newEven "average" Medicare plans receive government bonuses
  In Garrison Keillor's Lake Wobegon Days, all the children are above average. In Washington, the same impossible math is being applied to Medicare's managed-care insurance plans. The Affordable Care Act ...
  - 8 hours ago, 26 Apr 12, 2:55pm -
• newAll Medicare plans are above average now
  In Garrison Keillor's Lake Wobegon Days, all the children are above average. In Washington, the same impossible math is being applied to Medicare's managed-care insurance plans. The Affordable Care Act ...
  - 8 hours ago, 26 Apr 12, 2:52pm -
• newThe Ins and Outs of the 5-Year Rule for Roth IRAs
  What you don't know about this complex rule could cost you.
  - 16 hours ago, 26 Apr 12, 7:00am -
• newScary Statistics About Retirement For Women
  Here are some recent figures that highlight how women are preparing for retirement.
  - 1 day ago, 25 Apr 12, 2:52pm -
• newWhy Retirement Saving Trumps College Tuition
  Many parents give their children financial support to attend college. Helping them to earn a college degree without taking on debt will certainly give your children a great start in their adult life. But ...
  - 1 day ago, 25 Apr 12, 12:32pm -
• newLooking for a few good boomers to help others

  

  Local charities and nonprofits are looking for a few good baby boomers — well, lots of them, actually — to roll up their sleeves to help local schools, soup kitchens and others in need.Boomers are attractive ...
  - 1 day ago, 25 Apr 12, 10:47am -
• newWhen Downsizing for Retirement Makes Dollars and Sense
  Downsizing in the golden years means more than just buying a smaller home.
  - 2 days ago, 25 Apr 12, 10:16am -
• new7 secrets you won't learn from Social Security
  Retirement » 7 Little-Known Social Security Benefits 8 of 1 That FICA guy won't be your buddyIn the first season of "Friends," Rachel Green looks at her first paycheck as a waitress and asks, ...
  - 2 days ago, 25 Apr 12, 3:00am -
• newMaking the most of Social Security benefits
  Retirement » Making The Most Of Social Security Benefits If you use the calculator on the Social Security Administration's website to determine your projected Social Security benefits during retirement, ...
  - 2 days ago, 25 Apr 12, 3:00am -

AARP retirement planning

• newWill Remarrying Reduce My Benefits? Spousal Benefit, Full ...
  Concerned that remarrying might reduce your Social Security benefits? How long you are married will affect your eligibility for survivor benefits.
  - 1 day ago, 25 Apr 12, 8:00pm -
• newMichelin North America: 2008 AARP Best Employers for Workers Over ...
  Michelin North America winning strategy for the 2008 Best Employers for Workers over 50.
  - 1 day ago, 25 Apr 12, 8:00pm -
• recareering
  AARP tips. Welcome, Please Log In. Hi,. En Español; Join/Renew; Join; Renew; Find a Discount; Donate; Volunteer; Video; Music. Help. Community: ...
  - 4 days ago, 22 Apr 12, 8:00pm -
• Poor Economy Worsens Social Security's Finances - Medicare - AARP
  Government: Poor economy, high energy prices, shorten life of Social Security fund by 3 years.
  - 4 days ago, 22 Apr 12, 8:00pm -
• Social Security
  AARP tips. Welcome, Please Log In. Hi,. En Español; Join/Renew; Join; Renew; Find a Discount; Donate; Volunteer; Video; Music. Help. Community: ...
  - 4 days ago, 22 Apr 12, 8:00pm -

Fox Retirement Finance

• newBoost Credit Score With Help From a Friend

  

  Can a friend help boost your credit score? 
  - 9 hours ago, 26 Apr 12, 2:00pm -
• newThe Prepaid Debit Card Comes of Age

  

  More than 1 in 8 American consumers now carry reloadable prepaid debit cards, but do they make the most financial sense?
  - 9 hours ago, 26 Apr 12, 2:00pm -
• newHow the Great Recession Changed Generations' Money Views

  

  The effects of the 2008 financial crisis that sent Wall Street and the housing market into a tailspin reverberated throughout the country and generations. But no matter the life stage, the economic downturn impacted how people feel about their own financial future and investments.
  - 9 hours ago, 26 Apr 12, 1:45pm -
• newThe Fed Shows a Steady Hand in Stormy Seas

  

  In its latest Federal Open Market Committee (FOMC) meeting, the Federal Reserve resolved to stay the course with its current policies, despite some disturbing signs in recent economic data.
  - 12 hours ago, 26 Apr 12, 10:45am -
• newHow to Live Safe on Tornado Alley

  

  The last few years have been some of the most active tornado seasons in history.
  - 12 hours ago, 26 Apr 12, 10:45am -

telgraph UK

• newFSA bans sales of "traded" life insurance policies

  

  Regulator confirms that risky life insurance investment should not be sold to ordinary investors after investors lose money in a number of schemes
  - 12 hours ago, 26 Apr 12, 11:03am -
• newChild benefit claimants paying higher tax rates than millionaires

  

  Hardworking families will be left paying higher tax rates than millionaires because of the climbdown on child benefit, the Government has admitted.
  - 12 hours ago, 26 Apr 12, 11:00am -
• newInvestments: Mike Prentis, BlackRock Smaller Companies Trust

  

  BlackRock's Prentis: how to find capital and income growth.
  - 16 hours ago, 26 Apr 12, 7:15am -
• newTop 10 first-time buyer hot spots

  

  The best towns for first-time buyers to get on the housing ladder.
  - 16 hours ago, 26 Apr 12, 6:48am -
• newInsurer made to pay £2,750 to widow

  

  Travel insurer refused to pay widow for cost of cancelled holidays, until our consumer champion got involved.
  - 19 hours ago, 26 Apr 12, 4:14am -

IPAC Australia

• newfinancial advice - what you should know
  getting financial advice can be a big step on the road to achieving your lifestyle goals, but it doesn't have to be confusing or overwhelming.
  - 3 days ago, 24 Apr 12, 12:00am -
• are you ready for June 30?
  When it comes to getting the most (money) from your annual tax return, there is always a lot to think about, so we’ve provided a short checklist of options that could open the door to some great opportunities. The key here is to plan ahead.
  - 4 days ago, 23 Apr 12, 12:00am -
• managing your retirement fund
  there are many options for retirement funds - however, figuring out which savings plan is best for you can be a challenge.
  - 4 days ago, 23 Apr 12, 12:00am -
• Paul Clitheroe - mutual appeal
  Competition among financial institutions is always good for consumers, and the new wave of ‘mutual banks’ could help more Australians enjoy a better deal.
  - 4 days ago, 23 Apr 12, 12:00am -
• what kind of retirement do you want to have?
  knowing how you want to spend your retirement years is a great starting point if you're planning your budget.
  - 7 days ago, 20 Apr 12, 12:00am -

bankrate Retirement blog

• new10 counties to live the longest
  Men are living longer than they used to -- catching up to women whose lifespans aren't lengthening as quickly as they used to.
  - 1 day ago, 25 Apr 12, 4:36pm -
• newSocial Security tax bites
  Some 34 percent of people pay taxes on their Social Security, which levels the playing field for those earning the highest benefits.
  - 2 days ago, 24 Apr 12, 5:36pm -
• Social Security needs fixing
  Today's Social Security report says by the time leading-edge boomers are 88, the program will be able to pay only 75 percent of benefits.
  - 3 days ago, 23 Apr 12, 5:08pm -
• Future of Medicare
  Health care analysts and former President Jimmy Carter all say that Medicare needs reform, but they don't agree on how to do it.
  - 5 days ago, 22 Apr 12, 6:00am -
• Retirement a cultural thing
  How important is a workplace retirement plan to people around the world? The answer seems to depend on cultural preference.
  - 6 days ago, 20 Apr 12, 4:27pm -

CNN Insurance planning

• Price check: Time to reassess your valuables

  

  With commodity prices still rising -- both gold and silver have notched sizable gains this year -- your precious possessions may be due for an insurance upgrade.
  - 6 Jul 11, 5:53am -
• The case against Bambi

  

  If you think that deer are the cute woodland creatures of Bambi, think again. In the real world -- to the extent that suburbs like mine are the real world -- deer are pests.
  - 8 May 11, 2:24pm -
• 5 things to know about permanent life insurance
  1. It's more coverage than most people need
  - 16 Mar 10, 12:03pm -
• When to get long-term-care insurance

  

  It's not alarmist to think that you'll need long-term care in your lifetime. Among Americans who reach their 65th birthday, 45% will have to pay for some kind of long-term-care services, according to the actuarial firm Milliman.
  - 29 Apr 08, 6:09am -
• Private nurses for common folks

  

  You may think of private nurses as a luxury for the ultra-rich, like a butler or personal chauffeur. But hiring in-house medical care has become an increasingly viable option for regular folks too.
  - 27 Feb 08, 9:22am -

boomer & echo

• newTurning 50: Some Things To Consider

  

  When you get to your 50’s you’re probably in your peak earning years and you may have significantly lower living expenses.  The expensive years of home purchase and parenthood are likely behind you and you’re in better financial shape.  Think about how much of your income should go towards your retirement and contribute as much...
  - 2 days ago, 25 Apr 12, 2:00am -
• Pros And Cons Of Waiting To Buy A Home

  

  Home ownership is considered a rite of passage for most adults.  Whether it’s a house or condo, people of all ages and stages in life want to own their own home.  Currently, 2 out of every 3 Canadian households own the home they live in. The challenge for many Canadians is the cost of buying...
  - 4 days ago, 23 Apr 12, 2:00am -
• Carnival Of Financial Planning – Edition #233

  

  Welcome to Edition #233 of the Carnival of Financial Planning. The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security. This edition is arranged by subject heading, so that you can browse efficiently. Enjoy!...
  - 6 days ago, 21 Apr 12, 2:00am -
• What’s New Around The Blogosphere: April 20th, 2012

  

  It seems we can’t go a week without hearing about Canada’s impending real estate collapse.  With housing prices continuing to rise across the country, the Bank of Canada might be forced to move on interest rates sooner than they’d like in an attempt to cool the housing market. The Bank of Canada also issued a...
  - 7 days ago, 20 Apr 12, 2:00am -
• How To Manage Your Cash Flow

  

  The start of a good financial plan is creating a family budget.  When you review your income, chart your expenses and monitor your spending, you get a good idea of where your money is going. Whether you have an envelope cash system or use a spreadsheet format (or any other method), you can plan to...
  - 9 days ago, 18 Apr 12, 2:00am -

retire happy blog

• newThree examples where pension splitting makes sense
  There are three tax planning strategies – Deduct, defer and divide.  Income splitting is a way of dividing income and pension splitting is a great strategy to help couples reduce taxes.  Sometimes rules can be confusing so I thought I would share a few examples of real life people who were able to take advantage...Related posts:Understanding Pension Splitting RulesChanges to Tax on Dividend…
  - 21 hours ago, 26 Apr 12, 2:02am -
• newUnderstanding Pension Splitting Rules

  

  New pension splitting rules were introduced in Canada in 2007 and in my opinion, it was one of the most significant tax breaks given to retired couples. Income splitting is a great strategy to reduce taxes if you can move income from a higher income earner to a lower income earner.  An individual who makes...Related posts:Changes to Tax on Dividend Income and Pension SplittingIncome Splitting…
  - 2 days ago, 25 Apr 12, 3:24am -
• How to minimize tax on the estate

  

  I’ve never met anyone who desires to pay more tax than they need.  During tax time we think about marginal tax rates and the tax we pay year to year on our income.  Tax season is a time when we think about tax planning and tax preparation. One of the areas around tax that we...Related posts:Strategies to Minimize the Old Age Security Claw BackChoosing the right executor for your estateHow…
  - 4 days ago, 23 Apr 12, 2:59am -
• Best of Blogs – addicted to computers
  It’s been a tough week not only because I had 4 days of teaching workshops but more because my Macbook Air stopped working Monday morning.  It’s covered under warranty but It’s been in the shop all week getting fixed.  I’ve managed to get by using my old laptop and thankfully I have all my documents...Related posts:Should you take CPP early with new changes coming?Retire Healthy: The…
  - 7 days ago, 20 Apr 12, 2:02am -
• Traveling in Retirement: Seeing the World

  

  Ask people what they plan to do in retirement and the number one response is typically more travel. It may be the dream cruise, hiking the Inca trail, experiencing the Silk Road, or tasting wine in France and Italy. About 86 % of those planning their retirement honeymoons include some form of travel to enjoy their new...Related posts:Is retirement a honeymoon?A Walk Through the World of Mutua…
  - 8 days ago, 19 Apr 12, 1:57am -